AML / CFT Policy

1. Objective

Prevent use of Sikkaa Exchange for money laundering or terrorist financing.

2. Regulatory Basis

Crypexch is a reporting entity under FIU-IND. Complies with PMLA 2002.

3. Customer Due Diligence

Mandatory KYC, Enhanced Due Diligence for high-risk customers.

4. Transaction Monitoring

Automated systems flag suspicious activity, threshold reporting.

5. Record Keeping

Maintain KYC/transaction records min 5 years.

6. Reporting

Report STRs and CTRs to FIU-IND.

7. Training

Employees trained on AML obligations.

8. Compliance Officer

Appointed officer responsible for FIU reporting.